Our lending criteria, terms, conditions and fees apply to all loans. This material is for information purposes only. Its content is intended to be of a general nature, does not take into account your financial situation or goals, and is not personalised financial adviser service under the Financial Advisers Act 2008. It is recommended you seek advice from a financial adviser which takes into account your individual circumstances before you acquire a financial product. If you wish to consult one of The National Bank's financial advisers, please contact us on 0800 18 18 18.